Built for Freelancers, Vendors & Solopreneurs

Your money.Your business money.One app.

Stop juggling spreadsheets. Keep your personal and business finances organized in one place. Snap a receipt, upload a bill or add a bank statement, and Ravio AI automatically adds, sorts and tracks your expenses while keeping your files securely stored in the cloud.

Dashboard Scan New TransactionAJ

Dashboard

August 2026 · All Profiles

New Transaction
August 2026
This monthLast monthThis yearLast 12 monthsAll time
2026August
Net worth

$35,847

Across 4 accounts

Income

$12,480

+14.2%

August 2026

Expenses

$6,915

-8.4%

August 2026

Net

$5,564

+21.6%

August 2026

Outstanding

$4,260

3 open invoices

Tax collected

$1,622

Sales tax (8.875%)

Tax paid

$898

Sales tax (8.875%)

Overdue

$680

1 invoice past due

Partial

$1,150

Partially paid

Cash Flow · Last 6 Months

NetGrossBreakdown
JanFebMarAprMayJun
IncomeExpensesNet

Breakdown · August 2026

Personal+$1,340
In $4,200Out $2,860
Harbour Market+$4,224
In $8,280Out $4,055

Top Expense Categories · August 2026

  • Cost of Goods Sold$7,310
  • Marketing & Advertising$2,180
  • Shop Supplies$1,460
  • Software & Subscriptions$1,240

Income by source type · August 2026

Manage sources
  • Clients$12,400 · 65%
  • Storefront$4,900 · 26%
  • Other income$1,640 · 9%
Dashboard New TXN

Dashboard

August 2026 · All Profiles

New Transaction
August 2026
ThismonthLastmonthThisyearLast 12monthsAlltime
2026August
Net worth

$35,847

Across 4 accounts

Income

$12,480

+14.2%

August 2026

Expenses

$6,915

-8.4%

August 2026

Net

$5,564

+21.6%

August 2026

Tax collected

$1,622

Sales tax (8.875%)

Tax paid

$898

Sales tax (8.875%)

Cash Flow · Last 6 Months

JanFebMarAprMayJun
IncomeExpensesNet
How it works

Three steps, zero spreadsheets

01

Snap

Take a photo or upload a bill, a receipt or a bank statement. PDF or picture, it does not matter.

02

Check

Ravio AI fills in the amount, the currency, the merchant and the category. You confirm with one click.

03

Sorted

It goes to the right profile, matched to your payment method, ready for tax season.

Personal + business

One dashboard, both sides of your life

Your own money and your business money stay apart, with their own totals and their own categories. You check both from one login.

My Account

Personal
This monthAug 2026
Income
$0
+6.4%
Spending
$0
-3.1%
Left over
$0
This month

Last 6 months

IncomeSpendingSwipe across months
MarAprMayJunJulAug

August 2026

32% of income kept

Income
$4.2k
Spending
$2.9k
Left over
$1.3k

Average spending $2.8k a month over 6 months

Harbour Market Co.

Business
This monthAug 2026
Sales
$0
+11.2%
Cost of goods
$0
Stock + materials
Gross profit
$0
61% margin
Profit
$0
+8.5%

Last 6 months

RevenueExpensesSwipe across months
MarAprMayJunJulAug

August 2026

43% of revenue kept

Revenue
$18.9k
Expenses
$10.8k
Net profit
$8.1k

Average revenue $15.5k a month over 6 months

Where the money went

  • Cost of Goods Sold$0
  • Software & Subscriptions$0
  • Marketing & Advertising$0
  • Shop Supplies$0
  • Vehicle & Transport$0
Smart tracking

Snap it. Don't type it.

Take a photo of a receipt, upload a bill, or add a bank statement. Ravio AI puts in the date, the merchant, the amount, the currency and the tax, tidies up the merchant name, and keeps the file in your account. No more shoeboxes full of receipts.

Your receipts, right where you need them. Every transaction can have its receipt or document attached, giving you the full picture without digging through folders, emails, or shoeboxes.

  • Snap or upload anything

    Receipts, bills, bank statements. Take a photo on the spot or drag in a PDF.

  • Add a bank statement

    Upload a statement and every line is pulled out, matched and sorted for you.

  • Stored in your account

    Every file is stored with the right profile, easy to find by merchant, date or amount.

  • Tidied up and sorted

    "SQ *BLUEBIRD CAFE 004" becomes "Bluebird Cafe", in the right category from the start.

  • See every feature

Recent transactions

Auto-scanned
  • Starbucks

    PersonalFood & Dining

    Today · Jul 31

    −$6.85
  • Uber

    PersonalTransport

    Today · Jul 31

    −$23.40
  • Walmart

    Harbour MarketShop Supplies

    Yesterday · Jul 30

    −$118.62
  • Market stall takings

    Harbour MarketSales

    Sat, July 25

    +$1,280.00
  • Shell

    NorthsideTransport

    Fri, July 24

    −$74.15
  • Riverside Wholesale

    Harbour MarketCost of Goods Sold

    Thu, July 23

    −$642.00

Merchant logos, clean names, and the right category are added automatically.

Receipts & bills

No more shoeboxes full of receipts. Everything in the cloud.

Take a photo of a receipt or upload a bill and it is stored safely in the cloud. Every file sits with the right profile, ready for tax time or a quick look. Download any file, or the whole year, and hand it to your accountant.

  • Snap it on your phone

    Take a photo of the receipt and it is sorted before you leave the store.

  • Upload PDFs and photos

    Bills, receipts, bank statements. Drag them in and they get attached for you.

  • Stored in the cloud

    No more boxes of paper. Every file is stored in the cloud, safe, under the right profile.

  • Find them fast

    Search by merchant, date or amount whenever you need a receipt for tax or expenses.

Ask Ravio

Just ask. In plain English.

No filters, no date pickers, no digging. Ask a question about your money and get a straight answer.

Invoicing & quotes

Invoices and quotes that look like you

Generate invoices and quotes, then email them straight from the app. No downloading and forwarding. Each one carries your business name, logo and colour, and you can see what is paid, what is owed and what is still a draft, all in one place.

Try generating your invoice yourself

Tick the items you want to bill, then create the invoice.

Subtotal$0.00
  • Email the invoice to your client from inside the app, with the PDF attached
  • The email carries your business name, logo and colour, so it looks like it came from you, not from us
  • Clients open it on their phone through a safe link. No account needed, and invoices and quotes get real-time status updates
  • Saved clients, saved products and taxes worked out, so a new invoice takes a couple of taps
  • Track fully paid, part-paid and overdue invoices, set invoices to repeat, and keep separate numbering per business
Send & get paid

Email it to your client without leaving Ravio

Finish an invoice and send it straight from the app. Your client gets an email with your branding and the PDF attached, plus a link they can open on any device. The invoice turns to Sent the moment it goes out.

Send invoice INV-0042 · Harbour Market Co.

Toaccounts@northsidecafe.com
SubjectInvoice INV-0042 from Harbour Market Co.
INV-0042.pdfAttached
Secure view link included
Send invoiceStatus → Sent
  • Email the invoice with the PDF attached, with no downloading and forwarding
  • The status moves from Draft to Sent to Paid as things happen, and partial payments are recorded
  • Quotes work the same way. Send one, then turn it into an invoice when it is accepted
Multi-business

Running more than one thing?

Running a small business, side hustle, or freelance work. Each one gets its own profile, its own colour and its own numbers. One login for all of it.

Your profiles

Personal

  • My Account

Business

  • Harbour Market Co.
  • Sunset Studio
  • Northside Repairs
  • Switch between businesses without logging out or exporting anything
  • Every transaction, invoice and receipt stays with the right business
  • One cross-business view when you want the full picture
  • Mixed currencies? Track in USD and CAD side by side
Downloads

Give your accountant a finished file

When tax time comes, it is already done. Totals for each tax line, receipts attached, and a file your accountant can work from without asking you a single question.

Year end pack · Harbour Market Co.

  • Profit report

    PDF with money in, money out and profit

  • All entries as a CSV

    Every row, with category and tax line

  • Sales tax summary

    Taken in vs paid out, per period

  • Things to check

    Flagged items to go through together

  • A clean profit report PDF for any date range, for each profile
  • Download everything as a CSV: entries, invoices and tax totals
  • A list of anything that needs a second look before you file
  • Original receipts stay attached, so every number can be checked
  • Bringing data in works the same way, with column matching and duplicate checks
Loved by small businesses

Built for vendors, freelancers, solo owners, and small businesses

Ravio Pro is shaped by the people using it every day to keep their money straight.

  • “I used to keep a shoebox of receipts and dread tax time. Now I snap it at the stall and it is sorted before I pack up.”

    A

    Amara

    Market vendor

  • “Two businesses and my own money in one login. Switching profiles takes a second and the totals never mix.”

    D

    Daniel

    Runs two businesses

  • “Invoices look properly professional now, and I stopped rebuilding the same spreadsheet every month.”

    P

    Priya

    Freelance designer

  • “Everything is in one place now. Receipts, invoices and what I owe at tax time. I stopped chasing paperwork on Sundays.”

    M

    Marcus

    Contractor

Basic is free · No credit card required to sign up · Cancel any time

Pricing

Start free. Move up when you need more.

Personal and Basic are free. Move up only when you want more AI scans, unlimited invoices, or more businesses.

Personal

Manage and organize your personal finances

Free

no card needed

  • 1 Personal Profile
  • 25 AI credits each month

Basic

Manage your personal and business finances

Free

no card needed

  • 1 Personal Profile + 1 Business Profile
  • 5 invoices a month
Most popular

Pro

Track your personal and business expenses

US$12

/month

  • 1 Personal Profile + 1 Business Profile
  • Invoice & quote PDF generation

Business

Run multiple businesses from one account

US$39

/month

  • 1 Personal Profile + Up to 5 Business Profiles
  • More AI credits every month
FAQ

Questions, answered

Start free with Personal or Basic.

No credit card needed. You can set up your first profile in a couple of minutes.