One tool to run the money side of your business.
From taking a photo of a receipt to sending an invoice with your logo on it. Every part is built around the way real freelancers and small businesses work.
Drop in a receipt. Get it sorted.
Ravio reads the merchant name, the date, the total, the currency, even the exchange rate printed on the paper. You confirm with one click.
No more shoeboxes full of receipts. Everything in the cloud.
Take a photo of a receipt or upload a bill and it is stored safely in the cloud. Every file sits with the right profile, ready for tax time or a quick look. Download any file, or the whole year, and hand it to your accountant.
Snap it on your phone
Take a photo of the receipt and it is sorted before you leave the store.
Upload PDFs and photos
Bills, receipts, bank statements. Drag them in and they get attached for you.
Stored in the cloud
No more boxes of paper. Every file is stored in the cloud, safe, under the right profile.
Find them fast
Search by merchant, date or amount whenever you need a receipt for tax or expenses.
One statement in. Dozens of tidy rows out.
Take a photo or upload a bank or card statement, as a PDF, a CSV or a plain picture. Ravio AI reads every line, tidies the merchant name, and puts each one under the right category and business.
What the statement says
- SQ *BLUEBIRD CAFE 004−$14.20
- UBER *TRIP HELP.UBER.CO−$23.40
- WM SUPERCENTER #2841−$118.62
- RIVERSIDE WHSL LTD PMT−$642.00
Raw bank text, codes, store numbers and all.
What Ravio does with it
Sorted for you- −$14.20
Bluebird Cafe
Food & Dining
- −$23.40
Uber
Transport
- −$118.62
Walmart
Shop Supplies
- −$642.00
Riverside Wholesale
Cost of Goods Sold
Review the batch, fix anything you disagree with, then save them all at once.
Sorted for you. Easy to find. Ready for tax.
Every receipt, bill and payment sits in one place, so you always know where your money went and nothing goes missing before tax time.
Find any expense
Search by merchant, amount, date or category and pull up the original receipt in seconds.
Receipts stay attached
Every entry keeps its receipt, so there is no digging through folders or shoeboxes.
Sorted by profile
Your own spending and business spending stay apart, so your records are always clean.
Spending history
See where your money goes month by month, across every profile and every category.
Split a payment
One receipt, a few categories. Split one store run across stock, supplies and personal in seconds.
Tips kept apart
Tips added at the card machine get their own line, so the printed total still matches.
Running more than one thing?
Running a small business, side hustle, or freelance work. Each one gets its own profile, its own colour and its own numbers. One login for all of it.
Your profiles
Personal
- My Account
Business
- Harbour Market Co.
- Sunset Studio
- Northside Repairs
- Switch between businesses without logging out or exporting anything
- Every transaction, invoice and receipt stays with the right business
- One cross-business view when you want the full picture
- Mixed currencies? Track in USD and CAD side by side
One dashboard, both sides of your life
Your own money and your business money stay apart, with their own totals and their own categories. You check both from one login.
My Account
PersonalLast 6 months
August 2026
32% of income kept
- Income
- $4.2k
- Spending
- $2.9k
- Left over
- $1.3k
Average spending $2.8k a month over 6 months
Harbour Market Co.
BusinessLast 6 months
August 2026
43% of revenue kept
- Revenue
- $18.9k
- Expenses
- $10.8k
- Net profit
- $8.1k
Average revenue $15.5k a month over 6 months
Where the money went
- Cost of Goods Sold$0
- Software & Subscriptions$0
- Marketing & Advertising$0
- Shop Supplies$0
- Vehicle & Transport$0
The bills that repeat, on autopilot
Rent, insurance, software, memberships. Ravio spots the ones that come back every month, tells you what is due next, and logs them without you lifting a finger.
Coming up
Stall rent
MonthlyHarbour Market$450.00
Aug 1
Spotify
MonthlyPersonal$11.99
Aug 4
Adobe Creative Cloud
MonthlySunset Studio$59.99
Aug 9
Van insurance
QuarterlyNorthside$318.00
Sep 12
- Repeat payments spotted from your own history, nothing to set up
- See what's due this week before it hits the account
- Each one stays with the right personal or business profile
- Catch subscriptions you forgot you were paying for
Every file, named and easy to find
Receipts and bills are added the moment they come in, named after the entry they belong to, and kept in one place you can search, for each profile.
One place to search
Filter by profile, merchant, date or amount and open the original file right in your browser.
Named for you
Files get their name from the merchant, date and amount, and get renamed if you change the entry.
30 days in the bin
Delete something by mistake and you can put it back for 30 days before it is gone for good.
Private to you
Documents are stored per profile in your account and are never used to train AI models.
Invoices and quotes that look like you
Generate invoices and quotes, then email them straight from the app. No downloading and forwarding. Each one carries your business name, logo and colour, and you can see what is paid, what is owed and what is still a draft, all in one place.
Try generating your invoice yourself
Tick the items you want to bill, then create the invoice.
- Email the invoice to your client from inside the app, with the PDF attached
- The email carries your business name, logo and colour, so it looks like it came from you, not from us
- Clients open it on their phone through a safe link. No account needed, and invoices and quotes get real-time status updates
- Saved clients, saved products and taxes worked out, so a new invoice takes a couple of taps
- Track fully paid, part-paid and overdue invoices, set invoices to repeat, and keep separate numbering per business
Email it to your client without leaving Ravio
Finish an invoice and send it straight from the app. Your client gets an email with your branding and the PDF attached, plus a link they can open on any device. The invoice turns to Sent the moment it goes out.
Send invoice INV-0042 · Harbour Market Co.
- Email the invoice with the PDF attached, with no downloading and forwarding
- The status moves from Draft to Sent to Paid as things happen, and partial payments are recorded
- Quotes work the same way. Send one, then turn it into an invoice when it is accepted
Receipts from anywhere, records in your currency
Buy something abroad, get paid from abroad, keep your records in your own currency. Ravio AI reads the receipt, the language and the currency, then converts it into your profile currency.
Scanned receipt · Paris, France
Total TTC · TVA 20% incluse · 12/03/2026
Notes (translated)
Client lunch, two set menus and coffee, VAT included.
- 30+ currencies, changed over into the currency you report in
- A rate printed on the receipt always wins. If there is none, the rate for that day is used
- Receipts in French, Spanish, German, Italian and more are read properly
- The lines stay exactly as printed, and a plain English summary goes into your notes
- Foreign sales tax is recorded as a cost, not as tax you can claim back at home
See where the money actually goes
Your top spending categories, month by month, with the way they are heading, so you spot costs creeping up before they eat your profit.
Top categories · this month
Cost of Goods Sold
$7,310+8%Marketing & Advertising
$2,180+12%Shop Supplies
$1,460−4%Software & Subscriptions
$1,240+3%Vehicle & Transport
$980−7%
Spending mix
- Cost of Goods Sold$0
- Software & Subscriptions$0
- Marketing & Advertising$0
- Shop Supplies$0
- Vehicle & Transport$0
- Compare this month against last, per profile
- Spot subscriptions and merchants you pay again and again
- Ask a question in plain English and get the number back
Just ask. In plain English.
No filters, no date pickers, no digging. Ask a question about your money and get a straight answer.
Your books, added up and ready to hand over
Every expense gets a category as soon as it goes in, with the file attached, and sales tax is kept apart from the amount. Income and spend are totalled by month and by category, so your year end figures are ready for whoever files for you.
This year · Harbour Market Co.
Cost of Goods Sold
Stock and materials
$12,480Vehicle & Transport
Fuel, parking, tolls
$3,210Shop Supplies
Packaging, stall gear
$2,140Client Meals
Meetings and site visits
$560Software & Subscriptions
Tools you pay monthly
$2,640Professional Fees
Accounting and legal
$720Espresso Machine
Capital purchase
$2,400
Total business spend
$18,988
Sales tax kept apart
$2,400
- Every expense sorted as it goes in, with the receipt attached to the record
- Income and spend totalled by month and by category
- Sales tax (VAT, GST or the local one) kept apart from the expense amount
- A profit and loss report for any period, in a couple of taps
- CSV and PDF downloads your accountant can work straight from
- Multiple businesses kept fully separate, each with its own books
Formal tax line mapping (IRS Schedule C, CRA T2125) is available for businesses in the United States and Canada.
Reports are provided to help organize your records. They are not tax or accounting advice. Please consult a licensed accountant to confirm your filing obligations.
Give your accountant a finished file
When tax time comes, it is already done. Totals for each tax line, receipts attached, and a file your accountant can work from without asking you a single question.
Year end pack · Harbour Market Co.
Profit report
PDF with money in, money out and profit
All entries as a CSV
Every row, with category and tax line
Sales tax summary
Taken in vs paid out, per period
Things to check
Flagged items to go through together
- A clean profit report PDF for any date range, for each profile
- Download everything as a CSV: entries, invoices and tax totals
- A list of anything that needs a second look before you file
- Original receipts stay attached, so every number can be checked
- Bringing data in works the same way, with column matching and duplicate checks
Your records are yours
Your data is locked and Encrypted. Only you can see it. We never sell it and we never train AI on your files.
What you get on each plan
Basic is free. No credit card needed to sign up, and you can change plan any time.
Basic
Your personal and business money, sorted.
- 1 Personal Profile + 1 Business Profile
- Scan receipts with AI
- Budgets, goals and repeat bills
Pro
One business, fully covered.
- 1 Personal Profile + 1 Business Profile
- Invoices with your logo, emailed to clients with the PDF attached
- Tax lines, profit reports and CSV exports
Business
Several businesses, one login.
- 1 Personal Profile + Up to 5 Business Profiles
- Everything in Pro for each one
- Reports across all your business profiles and more scans
See it on a real invoice.
Sign up free and scan your first receipt in under a minute.